How To Check PF Balance Easily With These Steps?

EPF, also known as the Employee Provident Fund is a scheme launched by the EPFO a.k.a. Employee Provident Fund Organization which was designed by the government for the betterment of employees of the country. EPF is more like a long-term savings program which helps employees save money in order to ensure better financial security in the future. EPF is administered by the combined contribution of both the employees and the employer. In this fund, both parties i.e. the employee and the employer hand out equal amounts of money for savings which can be made available to the employees either after retirement or after commuting jobs.

This is an exemplary way of ensuring financial security of employees of an organization. However, employees often end up being curious about the amount of funds they have in order to make their future plans and goals accordingly. This is considered as pf balance check.

Money is the driving force in today's world. And everyone wants to accumulate as much wealth as they can in order to spend a luxurious and stress-free life. Therefore, various methods have been devised for the employees to check their pf balance and be aware of their funds. With the advancement of technology, it has become absolutely easy to check you pf balance. Let us discuss about the various ways that can avail you your pf balance.

How can you look into your PF balance?

There are a multitude of ways to avail yourself with pf balance check service. It simply means that you can check into the amount of money that you have saved so far in your EPF account. Some of the ways are listed below which will help you examine your pf balance:

1. Using the EPFO Official Portal for PF balance check

In order to access your EPF account to for a PF balance check, first you need to have access to your Universal Account Number also referred to as UAN. The UAN is a twelve-digit identification number which is unique in nature and remains the same for an individual employee irrespective of the number of companies he has worked for. Your employer activates the UAN number and it is assigned to both the employee and the employer so that they can contribute to the fund. UAN has been extremely useful since it has made online services related to EPF quite effortless. Once you have access to your activated UAN, you can follow the following steps to perform a pf balance check.

Step 1: Visit the official website of EPFO (https://www.epfindia.gov.in/). Go to the "Our Services" tab and choose "For Employees" from the given drop-down menu.

Step 2: There you will see a "Member Passbook" option under the "Services" section.

Step 3: Once you click on "Member Passbook", you will see a login page. Enter your activated UAN number and password here.

 Step 4: Click on the "Member ID" option and select "View Passbook [Old: Full]".

Step 5: You will see your PF details on the screen.

Step 6: For further use, you can also take a print of this passbook by selecting the "Download Passbook" option.

2. Using SMS for a PF balance Check

This service to perform a PF balance check can be availed only after you have linked your UAN with your KYC details. Once you have integrated the two of them, you need to follow the following steps:

• Send an SMS in the format "EPFOHO UAN ENG" to the number 7738299899.
• The Employee who has sent the SMS can choose his preferable language for communicating via the SMS.
• The preferred language can be easily selected just by using its first three letters. For instance, TO choose English you need to type "EPFOHO UAN ENG" or to choose Hindi you need to type "EPFOHO UAN HIN". The languages that are available in this facility are English, Bengali, Hindi, Punjabi, Marathi, Gujrati, Kannada, Tamil, Telugu and Malyalam.
• Once you have sent the SMS, your pf balance details will be availed to you via SMS.

3. Performing PF balance check via EPFO/UMANG App

A PF balance check can also be carried out using the UMANG App a.k.a the Unified Application for New-age Governance. This app not only allows you to conduct a PF balance check rather it also lets you to file and trail claims. In order to avail the services using UMANG App you need to finalize your one-time registration through the mobile number that has been registered with your UAN. Now, let’s dive into the steps to effectuate a PF balance Check:

Step 1: First of all, download the UMANG App on your Phone from App Store or Google Play Store.

Step 2: From the "Services tab", select the "EPFO" option.

Step 3: From the "Employee Centric Service", select the "View Passbook" Option.

Step 4: This will provide you all your PF Account details along with your PF balance check.

4. PF BALANCE check VIA missed call

Since, not everyone is equally proficient with technology. This service provides you a PF balance check if you are not skilled enough to use online means. This service can be utilized after you have linked your UAN and KYC details. To avail this service you simply need to follow the steps listed below:

Step 1: Type the Number 9966044425 in your registered phone's dialling screen and give a missed call on it.

Step 2: Once you have placed a missed call, you will be provided with an SMS that contains your PF details.

The Bottom Line

These are all the ways that can help you in performing a PF balance check to smoothen the planning of your financial goals for future. Don't forget to register yourself in the EPF scheme of government to avail financial security and safety for yourself and your family members for future savings. Also, keep performing a PF balance check to keep your financial progress on track.